Posts

Gold Investment

Image
Kya Gold Mai Investment karna Sahi hai - Aaj jis hisab se ham dekh rahe hai ki Gold ke jo rates din br din badh rahe hai us hisabse to lagta hai ki gold mai investment karna sahi hai....par kya aapko pata hai last 10yrs mai gold ne ya Gold Scheme mai kya return diye hai to.. Sabse pahli baat to Gold Investment ke liye to sahi nahi hain lekin aap agar usmain investment karna chahte ho to aapke portfolio ke 10% to 15% hi aapne ni Gold mai invetment krna chahiye...Kyu ki Gold Investment ka jariya nahi hai agar aap dekhoge ki agar aapne same amount agar kisi dusre chiz mai invest karte to aap Jaada fayde mai rahte jaise ki Equity Market jise ham Share market ya phir Mutual Fund ke naam se bhi jana jata hai,ye Investment ke liye sahi hai aur safe bhi hai kyu ki aye Chori ( Thief ) honeka bhi tention nahi rahta aur aapke alava kisi ko ess bare mai pata bhi nahi rahta ki Apni kitni Investment hain.. Investment Alloction.

Kya Such Mai Faydemand Hota Hai Health Insurance ???

Image
Kya Such Mai Faydemand Hota Hai Health Insurance ???                    Agar Aaj ke Samay mai dekhenge to Haa Such main faydemand hota hai Health Insurance , kyu ki aaj jo aap dekh rahe ho ki day by day life mai jo Medical Expenses jis hisab se badh rahe hai us hisabse Medical Insurance to lena hi chahiye. Agar aap dekhoge ki aap ne Health Insurance liya aur unka koi claim bhi nahi aaya to aapko company ke taraf se No Claim Bonus (NCB) bhi milta hai yaa phir aapka Sum Assured bhi bad sakta hai ya  phir Premium mai kuch Discount mil sakta hai. lekin khabhi khabhi Jindagi mai ase bhi kuch paal ate hai jise haam najar andaj nahi kar sakte, Eg.  Disease, Any type of Disease, Accident, Road Accident, Flood, Earthquake, Epidemic etc . hamare pass Health Insurance raha to hame Acche se Acche Hospital mai treatment ke liye sochna bhi nahi padta hai ham kahi bhi treatment kar sakte hai, jisse hamara financial stress se bhi bach sakte ...